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Subprime auto loans, like most auto loans, are secured loans. A secured car loan is backed using your vehicle as collateral. If you are unable to repay your loan, the lender can repossess your car. This does not mean your loan is settled. You may still have to pay the balance of the loan, even though your car has been repossessed.
NerdWallet’s guide covers the steps to take when buying a used car, including setting a budget, choosing a reliable car and closing the deal.. Use an auto loan calculator to compute the best.
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Take charge of your new car financing. When you head to the dealership to buy a new car, why not go with cash in hand? A New Auto Loan from LightStream, our national online lending division, gives you fast access to funds so you’ll have the power to negotiate your new car purchase as a cash buyer at the dealership.
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