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In Florida, the legal rate of interest is 12%. The general usury limit is 18%. On loans above $500,000 the maximum rate is 25%. See Florida chapter 687: interest AND USURY; LENDING PRACTICES to cite.
Florida Reverse Mortgage Rates These rates are averages taken from data reported by the Department of Housing and Urban Development each month. Though it may not be possible for you to get the exact interest rates shown here, looking at the past few months of rates should give you an idea of what lenders in Florida should be offering you.
In this way, state authorities ensure that you will follow Chapter 494 of the Florida Statutes and all other applicable laws in your operations as a broker. As in other states, the process is handled.
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